Does paying by credit card give buyers more protection than crypto?

Yes, on the payment mechanics. Per the FTC, cryptocurrency payments typically are not reversible, and once you pay you usually only get your money back if the seller chooses to send it. There's no formal way to dispute a crypto transaction. Cards differ: under the Fair Credit Billing Act, you can dispute charges for goods not delivered as agreed, with unauthorized-charge liability capped at $50. You generally have 60 days to dispute in writing. Two limits. The FCBA covers billing errors and non-delivery, not product quality, so a card dispute is no guaranteed refund if the vial just isn't what you hoped. And the FTC flags a demand to pay in crypto up front as a common scam signal. These peptides are sold for research use only and aren't approved for human consumption. For anything health-related, talk to a licensed provider.